Fix Your Money,
Enjoy Your Life.
It’s tough to enjoy life when you’re constantly stressed about money. If you are living paycheck-to-paycheck, struggling with unexpected expenses, and worrying about the future, we can help.
Fix Your Money,
Fix Your Money,
Enjoy Your Life.
It’s tough to enjoy life when you’re constantly stressed about money. If you are living paycheck-to-paycheck, struggling with unexpected expenses, and worrying about the future, we can help.
Richer Than You Think LLC (RTYT) is a nationwide personal budgeting and cash management service. We help people create and maintain successful budgets, build financial health, and learn how to plan and reach financial goals using their current income. Our services are provided remotely and so are unrestricted by location. We provide you with practical support and tools, as well as aspirational encouragement and validation as you make progress.
How We Help
Budget Better. Live Better.
We have a PROVEN approach that helps you get control of your money, pay off debts, build a cash safety net, and generate a surplus that you can use to live the life you want.
BUDGETING MADE SIMPLE
Create a budget that works for your life and stick to it.
DEBT PAYOFF STARTEGIES
Get out of debt faster with a plan that fits your goals.
SAVING AND BUILDING WEALTH
Learn how to save more and build a secure financial future.
FINANCIAL CLARITY
Make confident money decisions and reduce financial stress.
What We Do
How We Can Help
BUDGET IMPLEMENTATION
DEBT REDUCTION
FINANCIAL COACHING
FINANCIAL STABILITY
Individuals and Families:
Small Businesses:
Kind Words
Real People. Real Results.
“As a musician, my finances have been a constant source of worry in my life. As soon as I received a paycheck, it seemed that everything was spoken for, and my money was gone as soon as it came. My student loans and credit card debt have loomed large for years on end. I have consistently suffered from frequent overdrafts and fees. Finally, I decided to ask for professional help.”
“Purchasing the “Richer Than You Think” consultation and budget system has been the smartest thing I have ever done! The system provides step-by-step guidance for handling my finances and saving money.”
“The weekly consultations hold me accountable to my budget and are helpful in determining future goals. This is a foolproof system for saving money. It is a skill that everyone should possess, especially in today’s economy.”
“My experience is extremely positive. This was life changing for me. It is a huge confidence booster. And it has taken a lot of stress away.”
“My ah-ha moment was that it defined specific amounts for living expenses each month, even for my fun things like shopping and eating out.”
“The Pre-committed fund took away a lot of stress because I know periodic expenses are covered and won’t throw my budget into a tailspin when they come due.”
“Having dedicated savings accounts with specific goals was motivating and took away temptations to dip into savings for frivolous purchases.”
“The weekly cash flow system, and the ability to see my checking account balances months in advance changed my life!”