Richer Than You Think LLC (RTYT) is a nationwide personal budgeting service founded in 2009. We help people and businesses create and maintain successful budgets, build financial health, and learn how to plan and reach financial goals using their current income. We remove the stress and uncertainty that most people experience when trying to manage their money.
Our mission is to help consumers and businesses use their money as a means to the ends that matter the most to them. We provide practical support and hands-on help, as well as aspirational encouragement and validation as progress is made.
Kathleen graduated with a business degree from the University of Maryland. She spent much of her career as a professional fund-raiser, also serving as CEO of a Chicago non-profit, before starting RTYT. She has been focused on income generation and money management for more than 20 years.
David’s professional background is primarily in research and technology, working at organizations like U.S. Cellular and Baxter Healthcare. He received his MBA from the University of Chicago.
Allen is a science writer and editor who handles a lot of the behind-the-scenes spreadsheet and budget updates for us. He earned a bachelor’s degree in physics from the University of Chicago and joined RTYT in March of 2017.